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Interactive Valuation · Free

SME Valuation Tool.

Sector-calibrated multiples, five quality adjustments, and a full EV-to-equity bridge — updating live as you type. No form, no waiting.

Argos Index–calibrated · Auto margin · Size premium · Equity bridge

Currency
1 · Revenue (last twelve months)
€ million
2 · EBITDA (adjusted, last twelve months)
€ million

Use sustainable, adjusted EBITDA — after removing one-off items but before flattering add-backs.

3 · Net debt (optional — for equity bridge)
€ million

Net debt = financial debt − cash. Use a negative number for net cash.

4 · Sector

5 · Revenue growth (last 2–3 years, avg.)
6 · Recurring / contracted revenue
7 · Customer concentration (top 3 clients)
8 · Founder / key-person dependency

Could the business run 60–90 days without the key person and retain its main client relationships?

9 · Where are you in your thinking?

Optional — it tailors what we send you next. No sales sequence.

Indicative EV / EBITDA multiple
— – —×
Midpoint —× · quality-adjusted
Indicative enterprise value
Enter EBITDA above
Indicative equity value
—

How we get there

Discuss this valuation with a partner →
Methodology note

This tool produces an indicative range, not a formal valuation. Sector base multiples are calibrated to the Argos Mid-Market Index (H1 2026) and VBP transaction data for France and Switzerland. Quality adjustments follow the factors that systematically influence buyer bids in competitive processes: scale, margin profile, revenue visibility, customer concentration, and management depth.

Real transaction prices are set by a specific buyer, a competitive process, and deal terms — two businesses with identical EBITDA routinely sell two turns apart on the strength of their equity story and how cleanly they pass diligence. Use this tool to understand the levers; then speak with a partner or run the Exit Readiness Scorecard before making real decisions.

Frequently asked questions

How accurate is this valuation tool?

It provides an indicative range based on Argos Mid-Market Index H1 2026 sector medians and five quality adjustment factors. For a firm valuation, you need normalised financials, a full QoE, and a competitive buyer process — but this tool gives a well-grounded starting point calibrated to actual transactions.

What is EV/EBITDA and why does it matter?

EV/EBITDA is the enterprise value divided by normalised EBITDA — the most widely used multiple for mid-market M&A transactions. If your EBITDA is €2m and the applicable multiple is 9×, your enterprise value is €18m. Enterprise value minus net debt equals equity proceeds to shareholders.

Why does my sector affect the multiple?

Different sectors have different growth expectations, capital intensity, and risk profiles. Software and tech-enabled services command higher multiples (8–12×) because revenue is more recurring and scalable. Industrial businesses trade at lower multiples (5–8×) due to higher capital intensity and cyclicality.

What is net debt and how does it reduce my proceeds?

Net debt is total financial debt (bank loans, lease liabilities, shareholder current accounts) minus surplus cash. Buyers pay enterprise value but shareholders receive equity value — which is enterprise value minus net debt. A €3m net debt position on a €18m EV deal means €15m of equity proceeds, not €18m.